Welcome to your monthly property update!

Welcome to your monthly property update!




BINGO LINGO - London - Walthamstow - Step Into Christmas!Fri Dec 15 2023 at 07:00 pm to 11:00 pm

Our Christmas specials tour sells out every year! Get your groups sorted early to enjoy our usual bingo chaos with a smattering of festive fun!

Click here to read BINGO LINGO - London - Walthamstow - Step Into Christmas!Fri Dec 15 2023 at 07:00 pm to 11:00 pm.



BINGO LINGO - LondonĀ Feb 23 2024

Our sold out UK tour has arrived at Walthamstow to bring you the bingo chaos you've been yearning for!

Click here to read BINGO LINGO - LondonĀ Feb 23 2024.



Ultimate 80s Party Band
Sat 29th June 2024

This event is free to attend. Happy days.

If we know of a trusted online shop with tickets available, we will always provide a link to buy from them...


Click here to read Ultimate 80s Party Band
Sat 29th June 2024
.



Case study: Hampshire Trust Bank delivers funding for environmentally-friendly rural development

Case study: Hampshire Trust Bank delivers funding for environmentally-friendly rural development | Property Reporter
 
 
 
 
 
 

Case study: Hampshire Trust Bank delivers funding for environmentally-friendly rural development

The project involved the demolition of existing farm buildings at Andersey Farm in Wantage, Oxfordshire, to be replaced with five residential eco-buildings

Related topics:  Finance,  Development,  Case Study
Property | Reporter
16th May 2024
Scott Apps HTB 358
 
 
"HTB is committed to improving the efficiency status of housing stock across the UK, so while this was an unusual case it was one we were keen to work on"
- Scott Apps - Hampshire Trust Bank

Hampshire Trust Bank has completed a £3.195m development finance facility to fund the construction of five properties with exemplary environmental ratings on farmland in Oxfordshire.

The developer was determined from the outset to deliver properties with high energy efficiency ratings, a feature which is rare to find in rural areas. This goal has been achieved, with the project progressing on time and on budget.

The team effort between the developer, the group of professionals they assembled around the project and HTB’s Head of Origination Rob Syrett meant that they could confidently pursue their ambitious environmental targets.

Adam Stiles, mortgage broker at Helix Financial Partners who introduced the deal, commented: “This was a highly unusual case because of the environmental focus from the developer. It’s really unusual to secure such high energy efficiency ratings on rural properties, but the developer was clear about what they wanted to achieve.

“HTB excels in delivering a personal service on development cases, getting to know the borrower and understand their plans, which is why they were the perfect funding partner on this project.”

Scott Apps, (pictured) Head of Distribution for development finance at HTB, added: “HTB is committed to improving the efficiency status of housing stock across the UK, so while this was an unusual case it was one we were keen to work on.

“We are proud to have built a broad team of regional Lending Directors, who are able to bring their own local knowledge and expertise to determining the viability of potential projects. That experience is also crucial when it comes to working with inexperienced developers, as was the case here - even if a developer doesn’t have an extensive portfolio, if they have a quality team around them then we will look for ways to support them."

 
 
 
 
 
 
More like this
 
 
Latest from Financial Reporter
 
Latest from Protection Reporter
 
CLOSE
 
Subscribe
to our newsletter

Join a community of over 20,000 landlords and property specialists and keep up-to-date with industry news and upcoming events via our newsletter.



Scottish landlords: What does an EPC rating mean to you?

 

As a landlord, it is important to be aware of the legislations regarding EPCs as its significance continues to grow with time. Currently in Scotland, to let out a property, you are required to meet a minimum EPC rating of D. The Energy Performance of Buildings Scotland regulations were set in 2008, and if not met, you could receive a minimum fine of £500.*

What is an EPC rating?

EPC stands for Energy Performance Certificate, which rates the efficiency of energy within the property. This is ranked on a scale from A (most efficient) to G (least efficient), and the certificate stays valid for a period of ten years. The EPC certificate will also provide you with ways to improve your home's efficiency to boost your rating for your next assessment. 

Why do we have EPC ratings?

The EPC rating has been put in place to reduce carbon emissions from homes, creating a positive impact on the environment in the future. As a landlord, your EPC rating certificate should be available for current and prospective tenants to view at any time, and you are required to advertise your letting property with a clear EPC rating.

How is my EPC rating calculated?

Numerous property-related factors are taken into consideration when grading your property’s EPC rating. An energy assessor will conduct an assessment and study the contributing factors in your home, which are your overall energy costs, your property’s internal layout, the boiler, insulation, windows, your central heating system, and any hot water tanks.

Why is it important to have a high EPC rating?

This can be used as a unique selling point and help attract more tenants to your properties, as people become more aware of their environmental impact. This can also lead to an overall reduction in property maintenance, which would result in fewer costs.

How can I improve my EPC rating?

When you have your EPC assessment, you will be granted a certificate, which will advise you on ways in which you can improve your rating. The most common methods for improving your EPC rating are; installing insulation within the home and surrounding pipes, light bulb replacement with energy-saving bulbs, upgrading your boiler and heating system, installing solar panels, a smart meter, and double or triple-glazed windows. 

What does the future look like for EPC ratings in Scotland?

Before March 31, 2025, landlords in Scotland will be required to have an EPC rating of a D or above to be able to continue to let properties. If this requirement is not met, it could result in a fine. In 2025, the Scottish government plans to potentially introduce a deadline for your EPC ratings to be calculated above a C, which most likely won’t need to be met until 2028.**

It is clear the required EPC ratings will continue to rise. So, as a landlord, it is important to stay ahead of the game and keep that rating high to continue to have success in the Scottish rental market.

 

Contact us for more information on letting your property

 

Gov.scot*
Yateshellier**

 

 



Sleeping BeautyWed, 01 Jan, 2025

Entertaining the local community for over 60 years! We are a amateur company with professional standards. Performing at Sir James Hawkey Hall, Woodford Green in early January.

Make sure you don’t miss out on our enchanting performance of Sleeping Beauty, running 1st-12th January 2025 at Sir James Hawkey Hall, Woodford Green.

This lively show will bring a classic fairy tale to life with music, comedy and dazzling performances.


Click here to read Sleeping BeautyWed, 01 Jan, 2025.



10 reasons to buy in 2025

The conditions for moving up the ladder are ideal, creating a real window of opportunity in 2025.

Click here to read 10 reasons to buy in 2025.



How is the slowdown in rental inflation positively affecting the market?

With demand for rented homes being a little less frantic, you may have a lot more luck when it comes to finding the home you want.

Click here to read How is the slowdown in rental inflation positively affecting the market?.



What will the UK 2025 property market look like?

Next year promises to offer exciting times, whatever your property plans are.

Click here to read What will the UK 2025 property market look like?.



Good news and more good news for your home

Let’s take a look into why now could be the perfect time to get your home on the market.

Click here to read Good news and more good news for your home.